Trove FS, LLC, a Delaware limited liability company (hereinafter the “Company” or “We”) has established this Legal Disclaimer (this “Disclaimer”) to make clear the terms and conditions that apply to your use of our website (the “Site”) and any additional Company materials that link or reference this Disclaimer.

Please read this Disclaimer carefully. If you do not agree with our policies and practices, your choice is not to use our Site and request to unsubscribe from receiving information from the Company. By accessing or using our Site or subscribing to our materials, you are consenting to the terms of this Disclaimer. This Disclaimer may change from time to time (see “Amendments”).

1. General Information Disclaimer.

The information presented on or through the Site and any additional Company materials that link or reference this Disclaimer are made available solely for general information purposes. The information provided is not intended to replace or serve as substitute for any audit, advisory, tax or other professional advice, consultation or service. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

2. No Professional Advice.

We do not, and are not authorized to, provide legal, investment, or insurance advice; provided, however, that our certified accountants are authorized to provide certain tax and accounting services. Please consult a qualified professional for specific legal or tax concerns.

3. Third Party Links.

If the Site contains links to other sites and resources provided by third parties, these links are provided for convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites, which we urge you to review. We are not responsible or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

4. Intellectual Property.

The Site and its contents (including but not limited to all information, software, text, displays, images, video, and audio included therein) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You are only permitted to use the Site for your personal, non-commercial use. You hereby agree that you shall not reproduce, distribute, or modify any of the material on our Site, except as follows: (i) your computer may temporarily store copies of such materials incidental to your accessing those materials, (ii) your computer may automatically store files for display enhancement, and (iii) you may print or download a reasonable number of pages of the Site for your own personal, non-commercial use.

No right, title, or interest in or to the Site or any content on the Site is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Site not expressly permitted by this Disclaimer is a breach of this Disclaimer and may violate copyright, trademark, and other laws.

5. Privacy Policy.

Your use of our Site is subject to our Privacy Policy (“Privacy Policy”) located on the Site. Our Privacy Policy describes how we process personal information, including the types of personal information that we collect, the purposes for which we use it, the types of third parties with whom we share it, and any rights you may have with respect to such personal information.

6. Changes to Content.

We reserve the right to withdraw or amend our Site, and any service or material we provide on the Site, in our sole discretion and without notice. We will not be liable if for any reason the Site is unavailable at any time or for any period. The material on the Site may be out of date at any given time, and we are under no obligation to update such material. While we make reasonable efforts to update the information on the Site, we make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up-to-date.

7. Disclaimer of Warranty.

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE, AND YOU WILL NOT SEEK TO HOLD US LIABLE, FOR ANY LOSS OR DAMAGE CAUSED BY VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE. YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK.

8. Indemnification.

You agree to fully and completely defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of this Disclaimer or your use of the Site, including, but not limited to any use of the Site’s content, services, and products other than as expressly authorized in this Disclaimer, or your use of any information obtained from the Site.

9. Governing Law.

Any disputes concerning this Disclaimer will be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law principles.

10. Amendment to Legal Disclaimer.

We reserve the right to modify this Disclaimer at any time. Any changes to this Disclaimer will be posted on the Site so you are always aware of the terms and conditions related to your use of our Site and access to our general information. Your continued use of our Site after we made changes to this Disclaimer is deemed to be acceptance of those changes, so please check this Disclaimer periodically for updates.

This Policy was last updated September 9, 2025.

11. Contact Information and Questions.

We like to be proactive in dealing with any complaints or queries you may have with regard to this Disclaimer and our Site. If you have any questions about this Disclaimer, please do not hesitate to contact us at:

Trove Attn: Legal Disclaimer Administrator
2777 Summer Street, Suite 401
Stamford, CT 06905
Phone: 866-931-3297